Setting personal financial goals is a crucial step towards achieving financial success and creating a secure future. Whether your goals involve saving for a down payment on a house, paying off debt, starting a business, or retiring comfortably, you need a clear roadmap that can guide your financial decisions and keep you motivated. Today, we […]
Finances are a huge problem in relationships. In fact, money is the leading cause of stress in relationships, according to the American Psychological Association (Source: American Psychological Association. (2019). Stress in America™: Paying with our health.). People grow up and experience life differently, which can lead to conflicting financial goals or strategies. This is more
Are You And Your Partner on the Same Page, Financially? Read More »
Do you understand your credit score? We talk a lot about various personal finance concepts here and credit scores are another important part of personal finance. They are essentially a numerical representation of your creditworthiness, and they are used by lenders to determine your ability to pay back loans, credit cards, and other debts. A
Let’s Talk about Credit Scores Read More »
Welcome back! The previous two posts focused on building a budget, which hopefully inspired you to create your own budget. Today’s post will end our initial journey into the world of budgeting, for now. So, we have built a budget, but how frequent should you be updating our budget? The true answer will depend
Final thoughts on budgeting for now Read More »
Previously, we covered some high-level budget topics. We mentioned that your Net Budget line should equal 0. This is important because it means that you assigned a job to every dollar that you earn for the month. Note: even assigning money to go to a savings account or under your mattress still satisfies the requirement
Hello world! I am writing you today because I realize that we need to do better with our financial education. Financial gurus exist, financial planners and advisers exist, but these can often be intimidating to the normal person. So I am here to share knowledge and experience that I have acquired over the last decade
Introduction to Knowledge Exchange and Budgeting Read More »
