Do you understand your credit score? We talk a lot about various personal finance concepts here and credit scores are another important part of personal finance. They are essentially a numerical representation of your creditworthiness, and they are used by lenders to determine your ability to pay back loans, credit cards, and other debts. A […]
Let’s Talk about Credit Scores Read More »
Are you drowning in debt and struggling to keep your head above water? You’re not alone – millions of people face the same financial burden every day. But the good news is that there are steps you can take to manage your debt and start working towards financial freedom. Debt is a fact of life
Do you know how to deal with debt? Read More »
Welcome back! The previous two posts focused on building a budget, which hopefully inspired you to create your own budget. Today’s post will end our initial journey into the world of budgeting, for now. So, we have built a budget, but how frequent should you be updating our budget? The true answer will depend
Final thoughts on budgeting for now Read More »
Previously, we covered some high-level budget topics. We mentioned that your Net Budget line should equal 0. This is important because it means that you assigned a job to every dollar that you earn for the month. Note: even assigning money to go to a savings account or under your mattress still satisfies the requirement
Hello world! I am writing you today because I realize that we need to do better with our financial education. Financial gurus exist, financial planners and advisers exist, but these can often be intimidating to the normal person. So I am here to share knowledge and experience that I have acquired over the last decade
Introduction to Knowledge Exchange and Budgeting Read More »
